Bankruptcy proceedings begin with the filing of bankruptcy forms at the federal courthouse. The forms are comprehensive and include thorough lists of your income sources, property, debts and living expenses.
About a month after your bankruptcy forms have been filed, a meeting of your creditors will take place. You will be required to appear at this meeting with your records. Although most creditors do not attend the meeting, those who do can question you about your income, property and debts. The main purpose of this questioning is to confirm that the information in your bankruptcy forms is correct and complete.
A lawyer can help you prepare the bankruptcy forms, attend the meeting with creditors and serve as your advocate with the judge, trustee and creditors.
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The information you obtain at this site is not, nor is it intended to be, legal advice. You should consult an attorney for individual advice regarding your own situation.
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