When someone makes the decision to purchase a new construction home, they often find a lot of security in the fact that the home is brand new and therefore, nothing should be wrong with it. However, even days after closing, the builder and the new homeowner can still find major issues. Most of the time,…

One of the most important parts of the home-buying process is to get a home appraisal before the certificate of occupancy can be issued (if the home is new construction) and the closing can take place. The primary purpose of a home appraisal is to determine the actual market value of the home. The home…

When an individual is facing significant debt, they may be unsure of what to do or what their options are. Often, these dire financial situations lead a person to begin considering bankruptcy. Bankruptcy can be a saving grace for many debtors and gives them the opportunity to have a fresh financial start. When filing for bankruptcy,…

Foreclosure rates for the United States in 2017 were just released and yet again, New Jersey takes the cake for most foreclosures in the country. A report on national foreclosure rates was done by ATTOM Data Solutions. The findings revealed that there were nearly 70,000 properties that went through foreclosure in 2017. On the bright…

When an individual or a couple makes the decision that they want to stop renting and become a homeowner, so begins the very long, yet very exciting process of purchasing a house. Of course, many people get the ball rolling by checking out home listings online in an effort to see what kinds of houses…

When it gets close to closing day on a new house, one of the things that the buyers will have to do is conduct a final walkthrough of the home. The purpose of the final walkthrough is to make sure that everything about the house is as expected when the buyer moves in. In the…

There are often situations where a couple purchases a home together but one spouse has another important engagement that makes it impossible for them to be present at closing day. However, when both names are on the mortgage, it is necessary for both parties to sign the documents at closing. Many people may worry about…

When an individual is facing serious and overwhelming debt, there’s a chance they will consider filing for bankruptcy. Bankruptcy can be a great option for those who know there is no way that they will be able to repay their debts. However, many people aren’t sure of what exactly is dischargeable under the bankruptcy code…

When a person is facing overwhelming debt, they may find themselves considering bankruptcy. No one ever wants to be in a situation where they have to consider bankruptcy. Sometimes it can be your best option. There are a lot of negative stigmas about bankruptcy. Too many people don’t want to file for bankruptcy, even if…

When an individual or a business is experiencing financial hardship, they may be overwhelmed and unsure of where to turn. One option that may at first seem daunting is bankruptcy. Bankruptcy has traditionally had a negative stigma but it may be the only way a debtor is able to clear their financial slate and start…

We are a debt relief agency. We help people file for relief under the bankruptcy code.
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