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What Should I Bring to An Initial Consultation with A Bankruptcy Attorney?

April 12, 2021

Filing for bankruptcy can feel overwhelming. To make the process easier, it helps to be educated about the process and know what to expect. One of the first steps in the process will be an initial consultation with your bankruptcy attorney. This will allow you to make sure you are meeting with an attorney with whom you are comfortable. Additionally, it will serve as a way for your attorney to better understand you, your situation, and your needs. One of the best things you can do when it comes to an initial consultation is to be prepared.

What Is Bankruptcy?

Before you can set up an initial consultation, it is important to know what the process entails. Bankruptcy is the process by which an individual or business can make overwhelming debts more manageable through the discharge of debt and/or repayment/ restructuring plans approved by the court. Our firm is here to help you come up with the best plans and solutions for your solution.

How Do I Prepare for An Initial Consultation?

To prepare for your initial consultation with your bankruptcy attorney, there are some documents you should bring with you. These documents will help you and your attorney when it comes to creating a plan.

  • Photo ID and Social Security card

  • Proof of your last 7 months’ income: employer statements, pay stubs, Social Security letters, and more. (Scheduled payments such as pensions, child support, spousal support, and more should also be disclosed.)

  • Income tax returns

  • W2 forms

  • Property tax statement

  • Property appraisal

  • Vehicle purchase agreement

  • Proof of car insurance

  • Copies of your bills and evidence of all your debts

  • Credit reports

  • Collection letters

  • Checkbook register

  • Documentation regarding debt settlement

  • If you own a business, bring any business-related documents you may have

  • A list of any questions you may have for your attorney

You might have a lot of questions. It is important to ask these questions, make sure you are clear about the process and know that you and your attorney on the same page.

If you are interested in scheduling an initial consultation with a bankruptcy attorney, contact our firm today to begin the process. If you have any questions regarding what to bring with you to your initial consultation, do not hesitate to ask. We understand how stressful filing for bankruptcy can be. That is why our skilled and dedicated attorneys are here to make sure you get the help you need.


Juan C. Velasco, Esq. is a trusted attorney who concentrates on bankruptcy, family law, real estate, and estate matters who has been serving the New Jersey area for over 25 years. If you are in need of experienced legal counsel, please contact Velasco Law Office and we will be happy to assist you.